Financial Resources and Support for Adaptive Equipment

Insurance Coverage

**Medicare** covers certain durable medical equipment (DME) when prescribed by a doctor, including wheelchairs, walkers, and hospital beds. You'll typically pay 20% after meeting your deductible.

**Medicaid** often provides broader coverage, including home modifications and a wider range of adaptive devices. Coverage varies by state, so check your local Medicaid office for specifics.

**Private insurance** plans may cover adaptive equipment if it's deemed medically necessary. Always request a pre-authorization and get your doctor's written prescription before purchasing.

Government Programs

State **Assistive Technology Programs** exist in all 50 states and offer device lending, demonstrations, and low-interest financing. The Assistive Technology Act ensures every state has a program to help residents access the tools they need.

**Veterans Affairs (VA)** provides adaptive equipment at no cost to eligible veterans, including home modifications, prosthetics, and mobility devices.

Nonprofit Organizations

Organizations like **UDS Foundation** offer care management, home modifications, and wheelchair services, along with financial assistance for individuals who qualify. Other nonprofits operate equipment exchange programs where gently used devices are donated and redistributed.

Tips for Reducing Costs

Don't let cost be the barrier to independence. Resources are available — it just takes knowing where to look.

• Ask about refurbished or gently used equipment
• Check if your employer offers disability accommodations
• Look into crowdfunding platforms for specific high-cost items
• Contact local disability advocacy groups for guidance